Subprocessors
Service providers that process personal data for Payzio: what they receive, why, and when. Providers used only for an optional feature receive data only when that feature is used.
| Provider | Purpose | Personal data | When | Location | Transfer safeguard |
|---|---|---|---|---|---|
| Google Cloud | Hosting of the application, its database and stored files (receipts, uploaded contracts and other uploads kept on the service volume). | All account, client, invoice, contract, expense, time-tracking and bank-feed data held in Payzio. | On every use | To be confirmed | To be confirmed |
| Amazon Web Services (S3) | File storage for logos, signatures, profile photos and attachments, in deployments configured to store uploads in S3. | Uploaded images and files, which can include a handwritten signature. | Only when file storage is configured to use S3. | To be confirmed | To be confirmed |
| OpenAI | AI features: reading receipts an account holder scans into expenses, drafting payment reminders for AI collections, and answering the Co-Pilot assistant. | Receipt images; for reminder drafts, the overdue invoice's number, amounts and dates, the client's name and payment-reliability figures and the sender's business name; for the Co-Pilot, the conversation and whatever business data it looks up to answer, which can include client names, email and postal addresses, VAT and Peppol IDs, and invoice, contract, expense, bank-transaction and time-tracking records. | Only when an account holder uses receipt scanning, AI collections or the Co-Pilot. | To be confirmed | To be confirmed |
| Stripe | Subscription billing for account holders, and online card payment of invoices when an account holder connects Stripe. | Account holder's name, email, billing address and subscription; for invoice payments, the invoice amount and reference and the payer's payment details entered at Stripe checkout. | On every use | To be confirmed | To be confirmed |
| PayPal | Online payment of invoices when an account holder connects PayPal. | The invoice amount and reference, and the payer's details entered at PayPal checkout. | Only when an account holder connects PayPal. | To be confirmed | To be confirmed |
| Enable Banking | Bank feed: connecting an account holder's bank account and reading its transactions to match incoming payments to invoices. | Bank account details and transactions, including counterparty names and payment references. | Only when an account holder connects a bank account. | To be confirmed | To be confirmed |
| Recommand | Delivery of e-invoices over the Peppol network. | The e-invoice, including the seller's and buyer's names, addresses, VAT and Peppol identifiers. | Only when an account holder sends an invoice via Peppol. | To be confirmed | To be confirmed |
| ip-api.com | Approximate location (country, region, city) for the login history and unusual-sign-in alerts. | The IP address of each sign-in. | On every use | To be confirmed | To be confirmed |
| PostHog | Product analytics. | Page views and product events with a pseudonymous identifier. | Only after a visitor opts in to analytics in the cookie banner or settings. | To be confirmed | To be confirmed |
| Email delivery provider | Delivery of transactional email: invoices, reminders, contracts and account notices. | Recipient email addresses and names, and the message content. | On every use | To be confirmed | To be confirmed |